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Working with Flores


As more employers adopt consumer driven health plans to control rising benefit costs, the need for an experienced TPA partner who can deliver the right mix of service and technology to facilitate a successful CDHP strategy is greater than ever. Flores has been a leader in the administration of tax-advantaged reimbursement accounts and COBRA administration for over 30 years. Our proprietary technology platform is the engine that powers our plans and our dedicated account manager service model means employees and employers are never on their own when they need to find an answer.

The Flores Difference


Broker Image

FOR BROKERS

  • Dedicated business development partner
  • Prompt turnaround on proposal requests
  • Carrier independence
  • Custom enrollment videos and materials available
  • Access to your employer clients’ dedicated account managers

FOR EMPLOYERS

  • The same dedicated account manager for employers and participants
  • Flores247 Employer Web Portal for access to robust reports, enrollment tools, and more for all plans administered by Flores
  • Proprietary technology platform offers flexibility in plan design
  • All calls answered by a live voice
participant website
participant website

FOR PARTICIPANTS

  • Dedicated account manager
  • Flores247 Participant Web Portal for account administration and information
  • Flores Mobile App
  • e-Status notification system
  • All calls answered by a live voice

Better Benefits Solutions


HCFSA

HEALTH CARE FLEXIBLE SPENDING ACCOUNT

An account employees can setup through their employer to save money on qualified health care expenses. Employers and employees experience tax savings when employees participate.

LBA

LBA

The life.balanced. Reimbursement Account is a post-tax reimbursement program employers can use to reimburse employees for any category of expenses important to their organization including fitness, adoption and tuition assistance, pet care, personal development and more. What can you imagine?

HSA

HEALTH SAVINGS ACCOUNT

An account used to save for future medical costs that pairs with an HSA Qualified Health Plan. Contributions, earnings, and disbursements for qualified expenses are tax-free.

HRA

HEALTH REIMBURSEMENT ACCOUNT

An employer-funded account that pays for employer-approved expenses. Employers have the flexibility to design the plan according to the unique needs of their organization.

We offer a suite of integrated Better Benefits Solutions that are independent from any insurance carrier to give our clients true flexibility in the design of their benefits packages.

COBRA

COBRA

We handle monthly COBRA payment collection and remittance as well as COBRA notices. We also administer other direct billing services including Leave of Absence billing and Retiree billing.

DCFSA

DEPENDENT CARE FLEXIBLE SPENDING ACCOUNT

An account employees can setup through their employer to save money on daycare expenses for qualified dependents. Employers and employees experience tax savings when employees participate.

LFSA

LFSA

The Limited Health Care Flexible Spending Account is an account employees can setup through their employers to save money on qualified dental and vision expenses when participating in a Health Savings Account (HSA). Employers also have the option to allow post-deductible expenses.

Commuter

COMMUTER BENEFIT ACCOUNT

An account employees can setup through their employer to save money on parking and/or transit expenses incurred in order to travel to work. Employers and employees experience tax savings when employees participate.

Better Benefits Partner


We work together with employers, brokers, and top industry partners for accurate and efficient enrollment and eligibility updates that save employers time, money and frustration.

"Your partnership is greatly appreciated, and we really value our continued relationship with Flores. Your team always going to bat for us, and this is just another great example of why you are my only recommendation to my clients when it comes to the services your team offers."

- Broker -

“I have a client that is looking to change their FSA administrator. They are looking for a vendor with better customer service. I automatically thought of Flores!”

- Broker -

"I can’t tell you how much it means to have someone who values our clients as much as we do."

- Broker -

Resource Library


Ready-to-use tools to help you make the most of your Flores benefits.

Want to Learn More?